Thursday 23 February 2017

DESIGN AND IMPLEMENTATION OF A COMPUTER BASED LOAN SCHEME MANAGEMENT SYSTEM (A CASE STUDY OF HARVARD TRUST BANK ENUGU)



ABSTRACT
          Organizations like Banks give loan to their customers based on certain conditions given by the loan scheme management board.  These conditions must be clearly met by the customers before they qualify for the loan they are begging for.
In this research, the loan scheme management system was studies in detail.  The concept was well understood and the pros and cons were ascertained.
The loan scheme management system was computerized in this case.  Efforts wee made to make them clear to everyone.
The solutions were provided in a new computerized system developed in this study.  The new system is timely automatic, comprehensive, interactive and energy saving.

TABLE OF CONTENT

Title page                                                                               i

Approval page                                                                       ii
Dedication                                                                             iii
Acknowledgement                                                                          iv
Abstract                                                                                  v
Table of content                                                                    vi
Chapter one
1.0    Introduction                                                                           1
1.1           statement of the problem                                                      2
1.2           Purpose of study                                                                   3
1.3           Aims and objective of the study                                          3
1.4           Scope of study                                                             4
1.5           Constraints                                                                             4
1.6           Assumptions                                                                5
1.7           Definition of terms.                                                     5

Chapter two
2.0           Literature review                                                                   7

Chapter three
3.0           Description and analysis of the existing system                 10
3.1           Method of data collection                                           11
3.2           Objective of the existing system                                11
3.3           Organizational chart                                                    12
3.4           Input/process/output analysis                                              13
3.5           Information flow diagram                                           15

Chapter four
Design of new system                                                           16
4.1           Output specification and design                                          16
4.2           Input specification and design                                             17
4.3           File design                                                                    17
4.4           Procedure chat                                                             19
4.5           System flowchart                                                                  20
Chapter five
5.0    Implementation                                                            22
5.1           Program design                                                            22
5.2           Program flowcharts                                                     24
5.3           Pseudo code                                                                           25

Chapter six
6.0           Documentation                                                            27

Chapter seven
Summary, recommendation and conclusion                                29
5.1                Summary                                                                      29
5.2                Recommendation                                                                  29
5.3                Conclusion                                                                            30



CHAPTER ONE

INTRODUCTION
Loan service for small organizations individuals was initiated after a number of considerations on the banking system.  Major Banks are mainly guided by financial profit for their shareholders.  They are after minimization of financial risks.  Such strategies don’t leave much room to people on low income or even small organizations that strive for their survival.
This research studied the computer-based loan scheme management system-as was done in Harvard Trust Bank Enugu.  Loans are readily given to people who have an account (mostly current Account) in the Harvard Trust Bank.  Apart from being a customer to the necessary for giving him loan.  Such conditions may include: provision of collateral security, having at lest one guarantor and filling the bank loan management form.  The collateral security must be a landed property before the bank will accept it.  Also, the guarantor must have an account in that bank and must be a reportable person in the society.
The role of computer in loan scheme management can never be overemphasized.  The computerized bank loan management form enables bankers to work without stress.  Information can be updated as soon as a positive change occurs.
I therefore recommend this project to all who may like to have a look at what the topic is all about.  The research work will enable them know the importance of computer in loan scheme management which yield fruitful results as that of other fields of human endeavour.

1.1           STATEMENT OF THE PROBLEM
The events of loan scheme management system have been documented. This research will evaluate the perceived motion of computer-based loan scheme management system.
In doing so, attempts will be made to answer the following questions:
  1. What steps are taken in designing a computer-base loan scheme management system?
  2. How can a computer-base loan scheme management be implemented?
  3. What are the implications of not meeting the above requirements?
  4. How far have the computer-base loan scheme management system gone in achieving the desired goals?

1.2           PURPOSE OF STUDY
The purpose of this study is to bring to check the anomaly associated with the Harvard Trust computer-based loan scheme management system.
As the loan scheme management is done by man, irregularities are bound to be associated with it.
If these loan scheme management systems are effectively carried out in the computer, it will yield fruitful results.

1.3           AIMS AND OBJECTIVES
This project will have the following aims and objectives:
  1. To shed light on the issue of computer-based loan scheme management system.
  2. To create awareness of such management to other banks who may be interested.
To suggest the ways in which a computer-based loan scheme management can be enhanced.

1.4           SCOPE OF STUDY
This research work will access the design and implementation of computer-based loan scheme management system in Harvard Trust Bank Enugu.  It will look into the operations of this bank in the aspect of loan management system.  The interest charged on loans as well as the updating of information as soon as they are received.

1.5           CONSTRAINTS
This project will be limited to the data available at hand, data outside the researcher will not be made use of.
The limitations militating against this research are financial constraints, time factor and other circumstances.

1.6           ASSUMPTIONS
Accuracy, efficiency and reliability is associated with computer-based loan scheme management system.
For the purpose of this research, my assumptions can be stated as follows:
  1. The application of computer in loan scheme management system has led most banks in business expansion and development projects.
  2. A computer-based loan scheme management system leads to fast, accurate and concise deals.

1.7           DEFINITION OF TERMS
A.      LOAN: This is money lent to an individual or an organization on interest payable at a stipulated time.
B.      SCHEME:          This means plan or arrangement
C.      MANAGEMENT:       Group of persons controlling a business.
D.      LOAN SCHEME:       A plan or arrangement on how to lend money to an individual, a group or an organization.
E.      LOAN SCHEME MANAGEMENT:    This is said to occur when the group of persons controlling a business plan on how to lend money to an individual, a group or an organization.
F.      COMPUTER-BASED:        The use of computer in piloting the affairs of any operation.
G.     INTEREST:       Money paid for the use of money lent to one.  Simply, it is the amount charged on loan.
H.     COLLATERAL SECURITY:       Property, e.g stocks or bonds, pledged as security for repayment of a loan.
I.       GUARANTOR:  One who supports a borrower in making sure that he/she pays back on the stated time.
J.      ACCOUNT:         Statement of money paid or received.


HOW TO GET THE FULL PROJECT WORK

PLEASE, print the following instructions and information if you will like to order/buy our complete written material(s).

HOW TO RECEIVE PROJECT MATERIAL(S)
After paying the appropriate amount into our bank Account below, send the following information to
08140350866 or 08058580848

(1)    Your project topics
(2)     Email Address
(3)     Payment Name
(4)    Teller Number
We will send your material(s) immediately we receive bank alert

BANK ACCOUNTS
Account Name: AKINYEMI OLUWATOSIN
Account Number: 3022179389
Bank: FIRST BANK.

OR
Account Name: AKINYEMI OLUWATOSIN
Account Number: 2060566256
Bank: UBA.

OR
Account Name: AKINYEMI OLUWATOSIN
Account Number: 0042695344
Bank: Diamond

HOW TO IDENTIFY SCAM/FRAUD
As a result of fraud in Nigeria, people don’t believe there are good online businesses in Nigeria.

But on this site, we have provided “table of content and chapter one” of all our project topics and materials in order to convince you that we have the complete materials.

Secondly, we have provided our Bank Account on this site. Our Bank Account contains all information about the owner of this website. For your own security, all payment should be made in the bank.

No Fraudulent company uses Bank Account as a means of payment, because Bank Account contains the overall information of the owner

CAUTION/WARNING
Please, DO NOT COPY any of our materials on this website WORD-TO-WORD. These materials are to assist, direct you during your project.  Study the materials carefully and use the information in them to develop your own new copy. Copying these materials word-to-word is CHEATING/ ILLEGAL because it affects Educational standard, and we will not be held responsible for it. If you must copy word-to-word please do not order/buy.

That you ordered this material shows you have agreed not to copy word-to-word.


FOR MORE INFORMATION, CALL:
08058580848, 08140350866

YOU CAN ALSO VISIT:
www.achieverprojectmaterial.com
www.acheiversprojectmaterials.com
www.achieversprojectmaterials.com
www.naijasplash.com
www.achieversprojectmaterials.blogspot.com
www.achieverprojectmaterial.blogspot.com
www.acheiversprojectmaterials.blogspot.com
www.archieverprojectmaterials.blogspot.com
www.acheiversprojectmaterials.blogspot.com.ng
www.archieverprojectmaterials.blogspot.com.ng
www.achieversprojectmaterials.blogspot.com.ng
www.achieverprojectmaterial.blogspot.com.ng
www.achieverprojectmaterial.wordpress.com
www.achieversprojectmaterials.wordpress.com
www.acheiversprojectmaterials.wordpress.com
www.archieverprojectmaterials.wordpress.com






No comments:

Post a Comment